The Fitch Ratings Residential Mortgage Backed Securities (RMBS) Group has developed forward-thinking rating criteria and investor services that have helped to position Fitch Ratings as a leader in RMBS deal and performance analytics. The group's rating process evaluates three fundamental aspects of mortgage credit risk: the credit quality of the collateral; the financial structure of the security; and the legal separateness of the issuer. In addition, Fitch Ratings performs on-site reviews of residential loan servicers and originators and extensive ongoing surveillance of each rated transaction.
Coverage
Fitch RMBS covers:
> Prime Mortgages
> Subprime Mortgages
> Home Equity Loans
> Net Interest Margin Securitizations
> Manufactured Housing
> Tax-Exempt Housing
> Residential Loan Servicer Ratings
> Residential Mortgage Originators
