相關產業分類
惠譽-台北/香港/新加坡-2009年2月6 日：惠譽國際信用評等公司今日確認並同時撤銷台灣五家銀行之評等如下：
臺灣中小企業銀行：
長期外幣發行人違約評(IDR) 'BB+'，短期外幣IDR 'B'，國內長期評等 'A-(twn)'，國內短期評等 'F2(twn)'，個別評等 'D'，支援評等 '3'，長期外幣IDR下限 'BB+'。評等展望 '穩定'。
台灣土地銀行：
長期外幣IDR 'A-'，短期外幣評等 'F2'，國內長期評等 'AA(twn)'，國內短期評等 'F1+(twn)'，個別評等 'D'，支援評等 '1'，長期外幣IDR下限 'A-'。同時，該行評等展望由 '正向'調整為 '穩定'。
兆豐國際商業銀行：
長期外幣IDR 'A-'，短期外幣IDR 'F2'，國內長期評等 'AA(twn)'，國內短期評等 'F1+(twn)'，個別評等 'B/C'，支援評等 '2'，長期外幣IDR下限 'BBB+'。評等展望 '穩定'。
萬泰商業銀行：
個別評等 'D/E'，支援評等 '5'
大眾商業銀行：
個別評等 'D'，支援評等 '5'
儘管此些銀行之評等展望為穩定，惠譽認為緊縮的經濟狀況仍將持續對台灣金融機構的評等帶來向下壓力。惠譽預期2009年銀行業總體表現將呈現淨損，係由於各銀行受到極低的利率影響導致利差持續壓縮，預期信用成本提高，以及疲弱的手續費收入之影響。
惠譽將不再提供對此些銀行之信評分析。
註:此為中文譯本，若與原英文版本有任何出入，請以英文版為主
Note to editors: Fitch’s National ratings provide a relative measure of creditworthiness for rated entities in countries with relatively low international sovereign ratings and where there is demand for such ratings. The best risk within a country is rated ‘AAA’ and other credits are rated only relative to this risk. National ratings are designed for use mainly by local investors in local markets and are signified by the addition of an identifier for the country concerned, such as ‘AAA(twn)’ for National ratings in Taiwan. Specific letter grades are not therefore internationally comparable.
Contacts: Renee Tsai, Jonathan Lee, Taipei, +886 2 8175 7600.
Fitch's rating definitions and the terms of use of such ratings are available on the agency's public site, www.fitchratings.com. Published ratings, criteria and methodologies are available from this site, at all times. Fitch's code of conduct, confidentiality, conflicts of interest, affiliate firewall, compliance and other relevant policies and procedures are also available from the 'Code of Conduct' section of this site. These issuers did not participate in the rating process other than through the medium of their public disclosure.
